There are many Italian users who rely every day on Klarna to carry out Purchases in 3 installments without interestboth online and in stores, with the possibility also to obtain a cashback if the purchase is made on a partner store. The Swedish Institute, however, also proposes other very interesting financial services.
With Klarna, in fact, it is possible to focus on a Deposit accountwith the possibility of choosing between one free versioncalled flexible deposit, and one bindingwhich allows to obtain a higher interest rate on the liquidity deposited. The two products represent a good option to increase the value of their liquidity, safely.
To access the Klarna deposit account, just follow a quick online procedure. Let’s analyze all the details on the new institute offer.
Deposit account with Klarna: interests up to 2.8%
Choosing the Klarna deposit account means being able to count on an interest rate applied to the liquidity deposited (hereinafter we will refer to the annual gross rate applied). The deposit with Klarna is guaranteed from the Swedish deposit guarantee system which, for each customer of the institute, guarantees coverage of up to 1.05 million crowns which, at the current change, correspond to just under 100,000 euros (value guaranteed by the interbank fund to protect the deposits used by Italian banks for products of this type).
As previously pointed out, Klarna guarantees two options for the deposit account. The first is Flexible deposit. It is a account not bound which allows the customer to be able to deposit and collect the money at any time, without criminals. At this moment, Klarna guarantees those who choose this account a rate of interest equal to1.9%. For those who choose these products there is the monthly credit of the interest accrued (calculated daily based on the balance).
To increase the performance, however, you must focus on the binding deposit account. Klarna offers eight versions of this account. Here is the guaranteed return for the entire duration of the deposit for all versions:
- 3 months: interests at 2%
- 6 months: interests at 2.31%
- 9 months: interests at 2.36%
- 12 months: interests at 2.53%
- 18 months: interests at 2.58%
- 24 months: interests at 2.68%
- 36 months: interests at 2.74%
- 48 months: interests at 2.8%
In this case, the interests are credited to the end of the bond, for solutions with a constraint of less than 12 months, or with annual payment for long -lasting constraints. The interests are credited to the Klarna account and can then be moved to another account or reinvested in the deposit account. Klarna does not act as a substitute tax: interest taxes must be paid by the customer at the time of the tax return. Also worth mentioning that There are no initial costs enmaintenance costs are envisaged.
To access the ongoing promotions you can follow the links below, by accessing the Klarna site to complete the opening of the desired deposit account.
